Loan Programs

Mortgage transactions can be complicated and confusing. Summit Mortgage Corporation can help you select the best type of loan to meet your needs. The following are just a few of the many purchase loan and refinance products Summit Mortgage offers its clients. As you can see, we have an extensive depth and scope of flexible programs which ultimately means that we can find the right loan for you.

Residential Financing Loan Programs:

• No points, no closing costs fixed and adjustable rate loans
• Cash-out refinances
• FHA/VA loans
• Condominium financing
• 5% down, low owner-occupancy condos
• Zero down payment loans with excellent credit
• 3% down payment with expanded qualifying ratios
• 10% down, conforming and jumbo, multi-family
• Financing experts for self-employed individuals
• No income, no asset verification mortgages
• Limited documentation loans programs
• Rehab loans with 5% or 10% down
• Construction to permanent financing
• Home improvement construction loans
• Investor properties with cash-out to 75% LTV
• 10% down, investor multi- family properties
• Cash-out on non-owner occupied properties (1 to 4 units)
• Loans for special, non-conforming situations
  • borrowers with less than perfect credit
  • bankrupt borrowers

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