"The clearest path to homeownership"

 

     
   
     
  . About Us
  . Mortgages and Rates
  . Pre-Qualify
  . New Home Application
  . Refinance Application
  . Loan Calculator
  . Contact Us
  . Meet our Staff

 

 

Refinance Application

 

Applying for a loan or getting more information is easy. We offer you several convenient options to get started.
1. Fill out our Refinance Application Form. This is highly recommended if you are ready to apply. This process will take 2-5 minutes.  A Loan Officer will contact you once we receive your application.
2. Download our full Uniform Residential Loan Application. The process to complete it will take 5-10 minutes.; you can then fax it to us. See our contact information page.
3. Call us at (888) 456-3582 and we will take your application over the phone.

 

*Applicant's Name:
*Applicant's Social Security Number: no dashes please
*Applicant's date of Birth: (ex. 1999)
Co-applicant:
Co-applicant's Social Security Number: no dashes please
Co-applicant's Date of Birth: (ex. 1999)
*Email:

What is your current mailing address?

*Address 1:
Address 2:
*City:
*State:
*Zip:
*Home Phone:
Work Phone:    x
*Best Time to contact you:

Which mortgage(s) would you like to refinance?
My 1st mortgage
My 2nd mortgage
My 1st and 2nd mortgages
Other

*What is your primary goal?
How much cash do you want to take out of the property, over and above the balance of the loan?
   
*What type of home are you refinancing?
*When did you purchase it?   (ex. 1999)
*Price Originally paid for this property?
*Please estimate your home's current value:
   
Please tell us about your employment

Borrower

Co-borrower

Self Employed?        Self Employed?       
*Employer:                  Employer:
*Position/Job Title:   Position/Job Title:
*How Long have you been working there? (Yrs/Mths)
                     /
How Long have you been
working there? (Yrs/Mths)
                    /
*Income: 
                   
Income:   
                   
Overtime: Overtime:
Bonuses:   Bonuses:  
Commissions:
Commissions:
Other Income:
Other Income:
   

Tell us about your assets

Checking Monthly Avg.: Stocks/Mutual Funds/Bonds/Options:
CD/Money Market: Savings:
Other Asset(s) Describe: Value:
Number of Vehicles: Year: Model:
  Year: Model:
401k/IRA/Retirement: 401k/IRA/Retirement:
   
Tell us about your combined liabilities
Monthly Payment Unpaid Balance
Credit Cards:
Total:
Auto Loans:
Total:
Other Loans:
Total:
Other Liabilities (Child support, Alimony, etc):
Total:
*The loan balance on your 1st mortgage is:
*What is your current monthly payment?
*What is your current interest rate?
%
*Your current mortgage term is:
   
Is your current mortgage an FHA or a VA Loan? No  VA  FHA
*Does your mortgage payment include property taxes and mortgage insurance? (Escrow)
   
If you have a 2nd mortgage, what is the current balance?
Monthly Payment:
   
*Is the address of the property you are refinancing the same as your mailing address?
If not, please enter it in the comments section.
   
*Is there a pre-pay penalty on your current contract?
   
*Please estimate your credit history:
   
*Have you had a foreclosure or filed bankruptcy in the last 7 yrs?
   
*Do you currently have any tax liens or judgments against you or your property?
   
Select the statement that best describes what you need from our service:
      
I need a loan - I am interested and ready
      
I am currently working with a lender, but am looking at other options.
      
I would like a personalized rate quote detailing my loan options.
      
I am interested in seeing multiple loan programs that apply to my situation.
   
Are you currently working with a Loan Originator? If yes, who?
   
Please take a moment to tell us any additional comments/information. This helps us in determining the best loan program for you:

Submitting this application form does not obligate you to accept any loan you have been approved for, and it does not constitute a rate lock with Summit Mortgage Corporation. The information submitted will remain confidential and will only be used by us to determine the best loan program for you.
   
*How did you hear about us?
   
*I/we agree to the terms

*I/we accept the Application Agreement contained herein, and understand that one of your Specialists will contact me/us to verify this information and confirm my/our participation in any of your programs.

See our Application Agreement

Customer ID Notice

 

 

 

  


Note: Fields with * are required.

Useful Links

 

 

 


eRealty Home Listings

 

 


Market snapshot

 

FHA Loan Limits

 

 

 


Home | News | Feedback | Careers | Privacy

 

Copyright © 2003-2009 Summit Mortgage Corporation
All Rights Reserved.